GO Cyprus

In Cyprus, there is a merit-based social security system that is compulsory for every worker, whether it is a dependent employment or a self-employed activity. Employed persons also include civil servants and trainees.

Voluntary insurance is only possible after a prescribed period of compulsory insurance, if the person wishes to do so or if he or she works abroad for a Cypriot employer.

The care is financed by contributions to be paid by the insured person, the employer and the state. For a dependent employee, the contribution rate is currently 21.5% of the earnings. In each case, 8.3% are taken over by the employer and employee, and 4.9% by the state (changes reserved). In the case of self-employment, a contribution rate of 21.5% of the stated probable income applies. However, 15.6% are self-employed and 4.9% by the state. Voluntarily insured persons (in Cyprus) have a contribution rate of 18.4% on their probable earnings, with 14% of the voluntary insurance payable and 4.4% being paid by the state. Voluntarily insured persons (outside Cyprus) have a contribution rate of 21.5% on their expected earnings, 16.6% of which is paid by the voluntarily insured and 4.9% by the state.

Transfer of your social security benefits

In Cyprus, since May 1, 2004, EU Regulation 1408/71 has been in force, coordinating the social security systems of the member states of the European Union, the European Economic Community and Switzerland. EU regulation 1408/71 involves the preservation and transfer of social security rights when someone moves from one Member State to another.

The following applies:

No discrimination based on nationality (same treatment).

At the same time, workers are only subject to legislation.

The benefit entitlement acquired is protected (duration of the deposit, length of employment or length of stay).

The services you have developed are protected and you can obtain them in every country in the EU.

Furthermore, Cyprus has reciprocal agreements with four other countries outside the EU Member States (Canada, Quebec, Egypt and Australia) with the aim of maintaining the social security rights of those who are reciprocal in Cyprus and those countries.

Type of service, beneficiary and content:

The insurance system provides the following benefits: marriage allowance, maternity allowance, maternity allowance, sickness benefit, funeral allowance, unemployment benefit, orphan's pension, old-age pension, widow's pension and disability pension.

In addition, the care provides free medical care for accidents at work, occupational diseases and pensioners in need of care.

Marriage subsidy, spouse splitting, employees, self-employed and voluntarily insured based on the respective levies.

The marriage allowance is € 317.00 per person in 2009.

Maternity allowance
Mothers who are taxed either themselves or through their spouse, dependent employees, the self-employed and the voluntarily insured. Maternity Allowance is € 466.00 in 2009.

Funeral grant
Dependent employees, self-employed, voluntarily insured and pensioners. The funeral grant is € 634.00 for the year 2009 and is paid to the widow / widower or person who paid the funeral.

Maternity benefit
Dependent employees, self-employed and voluntarily insured women working for Cypriot employers abroad. The maternity allowance is granted for a period of 18 weeks.

Sick pay
Dependent employees, self-employed and voluntarily insured working abroad with Cypriot employers. The sickness benefit is paid for a period of up to 156 days per period of interruption of work.

Unemployment benefits
Dependent employees and voluntarily insured persons employed abroad by Cypriot employers. Unemployment benefit is paid for unemployment for up to 156 days.

Disability pension

ependent employees, the self-employed and the voluntarily insured employed abroad by Cypriot employers. The disability pension is paid to persons who can not perform their work for a period of 156 days and where permanent incapacity to work is expected.

Old-age pension
Dependent employed, self-employed and voluntarily insured. An insured person receives a retirement pension from the age of 65. Under certain conditions, a retirement pension can be granted from the age of 63.

Widow's pension
Dependent employed, self-employed and voluntarily insured. The widow's pension is paid to women who have lived or been supported by her husband until his death. It is also paid to men who can not provide for their own or who were supported until the death of the wife permanently by this.

Orphan's pension
If the orphan is incapacitated under the age of 15 or regardless of age, the orphan's allowance is paid to the person supporting it. In all other cases, the benefit will be paid to the orphans in person. The orphan's benefit ends with the age of majority. If the orphan is incapacitated, it will be paid for life.

Benefits at work accidents
Sick pay

Dependent employees. The sickness benefit is paid from the fourth day of incapacity for work. If the incapacity to work is based on an accident at work or an occupational disease, sickness benefit is paid for up to 12 months.

Disability allowance
Dependent employees. The benefit depends on the degree of occupational disability. Entitlement to the occupational disability pension is granted to persons who have suffered a degree of occupational disability of at least 20% due to an accident at work or an occupational disease. It is paid for recovery or lifetime. Disability grants are awarded to persons whose degree of disability is between 10% and 19%.

Death benefit
Dependent employees. Death grant is paid to the survivors of a dependent employee who has died as a result of an accident at work or an occupational disability. The death benefit includes widow's pension, orphan's pension and parental allowance.


Make into a widow or widower.

Life Loan is available to married couples, partners and single or widowed people.


a woman who has lost her husband by death and has not remarried.

John Carey spent his last weeks at the hospice receiving unparalleled care that gave him a dignity in death that his widow , Carol, has never forgotten.


a last word or short last line of a paragraph falling at the top of a page or column and considered undesirable.

So I saved the space by killing all the widow lines; I could cut a word and save a line. The next day I couldn't bear to read my own words.


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